Terms and Conditions

Terms and conditions

1. We do our best to ensure that the website operates properly at all times, but we make no warranties as to the availability or accessibility of the website, and (save as otherwise set out in these terms and conditions) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the website.

2. Nothing within these conditions operates so as to exclude, limit or restrict our liability for death or personal injury.

3. Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.

4. All Intellectual Property Rights and goodwill in or relating to the contents of the website belong to either ourselves, to a member of the St. James’s Place group or to our suppliers.

©2022 St. James’s Place plc. All rights reserved. “St. James’s Place” and the St. James’s Place Logo are trademarks of St. James’s Place plc.

Nothing contained in these conditions or the website should be construed as granting by implication, estoppel, personal bar, or otherwise, any licence or right to use any of the trade marks without our permission. However, copying and printing of those web pages which contain the trademarks is permitted within the scope of the licence below.

You may download to a local hard disk and print extracts from the website solely for personal, non-commercial use. You may also recopy downloaded extracts to others for their personal, non commercial use.

You may not reproduce part or all of the contents of the website in any form unless it is for personal, non commercial use.

You may not copy or otherwise incorporate into or store in any other website, electronic retrieval system, publication or other work any of the content of the website in any form (whether hard copy, electronic or other).

You may not frame or link to the website or any part of it without our express permission. If you have any difficulty in accessing any information on this website or if you have any feedback for us, we would like to hear from you. Please contact us.

Ovie has been great to work with. He provides detailed, practical suggestions and is then able (and willing) to talk them through so that the right choices are made. I’ve particularly appreciated the time he takes to follow up, so that there is time to review, confirm or adjust decisions. A pleasure to work with.
T. NASH, CEO AT EDWIN COE LLP
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Ovie and his team at SJP provide a first class financial planning service. Many thanks for your recommendations and guidance!
S. Ruby, EMEA DR Sales Head
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Ovie assisted me with detailed pension advice that was helpful in terms of coming to a balanced decision, which otherwise would have been a rather lengthy procedure. I value the efficiency and effort Ovie and his team brought to bear on what was a beneficial outcome. I’d be happy to recommend him and the services of Lucerna Wealth.
G. Tamas, EMBA ACMA
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Ovie has looked after both myself and my daughter’s investments for a number of years. Professional, always available and responsive when needed, proactive in making recommendations and a joy to work with. I am exceptionally pleased and grateful for his advice. Strongly recommended.
M. Lithgow, CBE CEng FIET
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Ovie helped me organise my finances in UK and saved me substantial sums recommending tax efficient investments. He is able to understand our financial goals and needs very well and never pushes any investment that is not in our best interest. Highly recommended!
B. Jha, Managing Director Jindal Steel and Power
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I've worked with Ovie since 2019. He has *consistently* been a trusted advisor, explicit about the pros and cons of certain financial decisions and encouraging me to make informed decisions based on my long term goals. He is proactive, flexible and responsive and makes himself available as required; he presents complex information in an accessible and transparent way. For all these reasons, I am very satisfied with the service he provides and would not hesitate to recommend him as a Financial Adviser.
Dr. D. Atewologun, Dean of the Rhodes Scholarships and Director at Delta Alpha Psi
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Ovie is an excellent Wealth Manager who really understands his clients needs and ambitions. He has provided brilliant advice and innovative solutions. What impressed me most about Ovie is just how personalised his approach is and how responsive he is to various queries. I highly recommend him for advice and financial planning.
Director, FTSE-listed alternative asset manager
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I rate Ovie and his team very highly, they have helped me secure a £1m+ retirement fund by restructuring my pensions in a much more effective way that is better suited to my circumstances.
R. Tribe, Head of Strategy Consulting at Osprey Clarke
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I would recommend Ovie to anyone looking to plan their financial security. He is excellent at explaining what can feel like an alien language and presenting options for you to consider. I've felt over the last 3 years we have become friends rather than just my financial adviser.
M. Chamberlain
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Lucerna Wealth is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives

Registered Office: 30 Lombard Street Langbourn London EC3V 9BQ.

SJP Approved 06/10/2023

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